Investment Property Mortgages in Ontario
Smart Financing for Your Real Estate Investments
Grow Your Wealth with the Right Investment Property Mortgage
Real estate remains one of Ontario’s most reliable ways to build long-term wealth — but getting the right financing can make or break your returns.
At Tanya Pettinelli – Ontario Mortgage Agent, we connect you with competitive mortgage options for rental properties, vacation homes, and multi-unit buildings.
With access to major banks, alternative lenders, and private lenders, we’ll find a mortgage solution that fits your investment goals and maximizes your cash flow.
Types of Investment Property Mortgages We Offer
01
Single-Family Rental Mortgages
Ideal for first-time investors or expanding your portfolio.
Competitive rates with as little as 20% down (depending on the lender).
02
Multi-Unit & Apartment Building Mortgages
Financing for duplexes, triplexes, and multi-family properties.
Income from units can help qualify for a larger mortgage.
03
Vacation & Secondary Home Mortgages
Buy a cottage or vacation home for personal use and rental income.
Flexible down payment options depending on intended use.
04
Commercial Investment Mortgages
Financing for mixed-use or commercial properties.
Custom terms for long-term cash flow stability.
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Why Work with a Mortgage Broker for Investment Properties?
Including those who specialize in investment property financing.
Save on interest costs and improve ROI.
Expert Qualification Support
We structure your application to highlight rental income and assets.
Bridge loans, refinancing, or HELOCs to fund down payments.
Our 3-Step Investment Mortgage Process
Step 1 – Strategy Session
We review your investment goals, financials, and property plans.
We compare investment property mortgage rates and terms from multiple lenders.
Step 3 – Approval & Closing
Get fast approval and secure financing to grow your real estate portfolio.
Start Building Your Portfolio Today
Maximize your returns with the right mortgage strategy
Book your free investment property mortgage consultation with Tanya Pettinelli – Ontario Mortgage Agent today.
FAQs – Investment Property Mortgages in Ontario
Q: How much down payment is required for an investment property?
Most lenders require 20–25% down for rental properties.
Q: Can rental income help me qualify?
Yes. Lenders often include a portion of rental income in your mortgage qualification.
Q: Are interest rates higher for investment properties?
Typically, yes — but we shop around to get you the most competitive rates possible.
Q: Can I use a HELOC for my down payment?
Yes, many investors use a HELOC from their existing home to fund an investment property purchase.
Q: Do I need experience as a landlord?
Some lenders prefer experienced investors, but others finance first-time landlords.
